monarch-money

monarch-money is a local MCP server: MCP server for Monarch Money — account, transaction, and budget management. Install it from npm as monarch-money-mcp-server.

Claude CodeCodexAntigravity

commandprompt

Terminal

claude mcp add monarch-money -e MONARCH_SESSION_TOKEN=... -e MONARCH_EMAIL=... -e MONARCH_PASSWORD=... -e MONARCH_TOTP=... -e MONARCH_EMAIL_OTP=... -e MONARCH_SESSION_PASSPHRASE=... -e MONARCH_STATE_DIR=... -e MONARCH_ENABLED_TOOL_GROUPS=... -e MONARCH_ENABLED_TOOLS=... -e MONARCH_DISABLED_TOOLS=... -- npx -y monarch-money-mcp-server

Run in your project folder. Add --scope user to use it everywhere.

Add to claude_desktop_config.json or .cursor/mcp.json.

{
  "mcpServers": {
    "monarch-money": {
      "command": "npx",
      "args": [
        "-y",
        "monarch-money-mcp-server"
      ],
      "env": {
        "MONARCH_SESSION_TOKEN": "...",
        "MONARCH_EMAIL": "...",
        "MONARCH_PASSWORD": "...",
        "MONARCH_TOTP": "...",
        "MONARCH_EMAIL_OTP": "...",
        "MONARCH_SESSION_PASSPHRASE": "...",
        "MONARCH_STATE_DIR": "...",
        "MONARCH_ENABLED_TOOL_GROUPS": "...",
        "MONARCH_ENABLED_TOOLS": "...",
        "MONARCH_DISABLED_TOOLS": "..."
      }
    }
  }
}

Fill in the environment variables with your own credentials.

• Runtime: Node.js 18+ (runs with npx).
• MCP client: Claude Code, Codex, Antigravity, Claude Desktop, Cursor or any other client that speaks MCP over stdio.
• Environment variables: MONARCH_SESSION_TOKEN, MONARCH_EMAIL, MONARCH_PASSWORD, MONARCH_TOTP, MONARCH_EMAIL_OTP, MONARCH_SESSION_PASSPHRASE, MONARCH_STATE_DIR, MONARCH_ENABLED_TOOL_GROUPS, MONARCH_ENABLED_TOOLS, MONARCH_DISABLED_TOOLS