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Monarch MCP Server

local MCP server

Monarch MCP Server is a local MCP server: Query and update Monarch Money accounts, transactions, and budgets. Install it from pypi as monarch-mcp-jamiew.

Installation

Terminal

claude mcp add monarch-mcp -e MONARCH_EMAIL=... -e MONARCH_PASSWORD=... -e MONARCH_MFA_SECRET=... -e MONARCH_FORCE_LOGIN=... -- uvx monarch-mcp-jamiew

Run in your project folder. Add --scope user to use it everywhere.

Claude Desktop, Cursor & other clients

Add to claude_desktop_config.json or .cursor/mcp.json.

{
  "mcpServers": {
    "monarch-mcp": {
      "command": "uvx",
      "args": [
        "monarch-mcp-jamiew"
      ],
      "env": {
        "MONARCH_EMAIL": "...",
        "MONARCH_PASSWORD": "...",
        "MONARCH_MFA_SECRET": "...",
        "MONARCH_FORCE_LOGIN": "..."
      }
    }
  }
}

Fill in the environment variables with your own credentials.

What you need

  • Runtime: Python with uv (runs with uvx).
  • MCP client: Claude Code, Codex, Antigravity, Claude Desktop, Cursor or any other client that speaks MCP over stdio.
  • Environment variables: MONARCH_EMAIL, MONARCH_PASSWORD, MONARCH_MFA_SECRET, MONARCH_FORCE_LOGIN

Summary

Query and update Monarch Money accounts, transactions, and budgets

Monarch MCP Server vs similar servers

ServerStarsTypeAPI keyRuntime
Monarch MCP Server23LocalYespypi
Actual Budget MCP Server239LocalYesnpm
mcp-midaz271LocalYesnpm
mcp-open-finance271LocalYesnpm
mcp-pluggy271LocalYesnpm

Questions

It reads 4 environment variables: MONARCH_EMAIL, MONARCH_PASSWORD, MONARCH_MFA_SECRET, MONARCH_FORCE_LOGIN. Set them in your MCP config before starting the server.

Python with uv (runs with uvx), plus an MCP client such as Claude Code, Codex, Claude Desktop or Cursor.

Monarch MCP Server is a local MCP server distributed as the pypi package monarch-mcp-jamiew.

Run: claude mcp add monarch-mcp -e MONARCH_EMAIL=... -e MONARCH_PASSWORD=... -e MONARCH_MFA_SECRET=... -e MONARCH_FORCE_LOGIN=... -- uvx monarch-mcp-jamiew

Run: codex mcp add monarch-mcp --env MONARCH_EMAIL=... --env MONARCH_PASSWORD=... --env MONARCH_MFA_SECRET=... --env MONARCH_FORCE_LOGIN=... -- uvx monarch-mcp-jamiew

Similar MCP servers

NameStars
  1. Actual Budget MCP Serverio.github.s-stefanov/actual-mcp239
  2. mcp-midazio.github.codespar/mcp-midaz271
  3. mcp-open-financeio.github.codespar/mcp-open-finance271
  4. mcp-pluggyio.github.codespar/mcp-pluggy271
  5. Lunch Moneyio.github.akutishevsky/lunchmoney-mcp108
  6. Copilot Moneyio.github.ignaciohermosillacornejo/copilot-money-mcp83
  7. monarch-moneycom.pulsemcp/monarch-money80
  8. revolut-mcpio.github.jeff-nasseri/revolut-mcp32